Updated August 10, 2020
“Applicable Law” means any and all applicable federal, state and local laws, statutes, ordinances, regulations, rules, opinions, interpretive letters and other official releases of or by any government, or any authority, department or agency thereof which are now in effect or which may come in to effect during the period in which you use the Services.
Paymints.io Corp., its parent companies, subsidiaries, and affiliates, including its licensed real estate broker subsidiaries, may be referred as “Paymints.io”, “we”, “us”, “our” or “Company”.
“Person” means an individual, corporation, partnership, joint venture, limited liability entity, Governmental Authority, unincorporated organization, trust, association or other entity.
“Personal Information” means information that is unique to you and may include your name, your date of birth, your social security number, your tax identification number (if applicable), your home or other physical address, your email address, your telephone number, banking information, information concerning your personal finances, and other information that identifies you.
“Service” means www.Paymints.io
“Site” means our website located at www.Paymints.io
“User”, “you” or “your” means the Person accessing or making use of the Service, including the Site and User Account.
“User Account” means your user account which you must register for through the Site in order to use the Service.
- Personal Information we collect about you.
- How we collect Personal Information about you.
- Our use of your Personal Information.
- Our security procedures concerning your Personal Information.
- Our communications with you.
- Your obligation to provide accurate Personal Information and to correct inaccuracies in the Personal Information you provide to us.
Information We Collect
3.1 Personal Information. We collect personally identifiable information (“PII”), which is any information that could potentially identify a specific individual, including:
3.1 information about an individual that can be used to distinguish or trace an individual’s identity, such as first and last names, social security number, date and place of birth, mother’s maiden name, or biometric records; and
3.2 any other information that is linked or linkable to an individual, such as educational information, financial information, employer information, email address, IP addresses or other online contact information, or telephone number.
We collect this information in three ways:
- We collect information you provide to us in optional, voluntary forms or requests for customer services.
- We collect information from third parties, with your consent.
- Some information may be collected automatically
- How We Collect Information Received from You
We collect information entered by you on our site in connection with the services offered by Paymints.io. Information entered by you may include:
4.1 your name, email address and phone number
4.2 city, state and zip code where you are interested to buy or sell
4.3 type of property you are interested to buy or sell
4.4 price range and budget of the property you are interested to buy or sell
- Information Received from Third Party Sources
We may obtain information about you from sources other than you. We may obtain information from third parties such the credit reporting agencies (e.g., Experian), with your consent.
We also use various technologies to collect information automatically when you access and use the Services, including cookies, web beacons and other similar technologies
A cookie, also known as an HTTP cookie, web cookie, or browser cookie, is a small piece of data sent from a website and stored in a user’s web browser while the user is browsing that website. Every time the user loads the website, the browser sends the cookie back to the server to notify the website of the user’s previous activity. Cookies were designed to be a reliable mechanism for websites to remember stateful information (such as items in a shopping cart) or to record the user’s browsing activity including clicking particular buttons, logging in, or recording which pages were visited.
- Functionality and Cookies
Paymints.io does not require that you accept cookies and/or you may withdraw your consent to our use
of cookies at any time by adjusting your browser’s privacy settings.
- Opting Out of Cookies
You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether or not to accept it. You may also change your cookie settings through preferences options, where applicable.
- Google Analytics
We use analytics tools and other third-party technologies, such as Google Analytics to collect non- personal information in the form of various usage and user metrics when you use our online website. These tools and technologies collect and analyze certain types of information, including cookies, IP addresses, device and software identifiers, referring and exit URLs, onsite behavior and usage information, feature use metrics and statistics, usage and purchase history, MAC Address, mobile unique device ID, and other similar information.
Google Analytics is a service offered by Google that generates detailed statistics about a website‘s traffic and traffic sources and measures conversions and sales. The product is aimed at marketers as opposed to webmasters and technologists from which the industry of web analytics originally grew. It is the most widely used website statistics service.
You may opt out of Google Analytics by visiting the Google Analytics opt-out page.
- AdWords Remarketing
You can set preferences for how Google advertises to you using the Google Ad Preferences page, and if you want to you can opt out of interest-based advertising entirely by cookie settings or permanently using a browser plugin. Google has additional information available about their Remarketing Privacy Guidelines, Policies, and Restrictions.
- How We Use Information
We may use the Personal Information you provide to us as necessary (i) to provide the Service to you, (ii) to respond to your inquiries about the Service or provide you with updates regarding the Service, (iii) to offer or suggest other products, services, or promotional offerings that we believe may be of interest to you, (iv) develop and implement marketing campaigns, (v) internal management purposes, (vi) manage and maintain customer support. We may provide your Personal Information to our third party service providers as necessary to provide the Service to you. For example, our third-party service providers may use the Personal Information you provide to confirm bank account ownership. We may use your Personal Information to improve and personalize the Service and any other related service, including future products and services which we may offer to you.
We may share non-PII with third parties at our sole discretion.
- How We Disclose Personal Information
Paymints.io is committed to maintaining the accuracy, confidentiality, and security of your personal and corporate information.
PII may only be used or disclosed for the purpose for which it was collected unless the customer has otherwise consented, or when it is required or permitted by law. We may also disclose your information in connection with a transaction involving the sale of our business, a merger, consolidation, corporate restructure, asset sale, or other substantial event.
Customer information may only be retained for the period of time required to fulfill the purpose for which it was collected.
- Sharing of Your Information
Paymints.io transfers your personal information to websites maintained by third parties (each a “Partner”). By submitting a request on Paymints.io, you hereby expressly authorize Paymints.io to submit your PII and other information to our Partners. Please note that our Partners may retain or use your information, irrespective of whether you used their services and you should contact our Partners directly concerning their privacy and information sharing policies.
- Third-Party Links and Websites
- People Under 18
- Safeguarding Your Information
Paymints.io utilizes the latest security and encryption technologies to protect your information. Paymints.io uses security measures and procedures such as limiting access to PII only to those employees and contractors who require the information and enforcing strict password and access protocols. All confidential and PII data will be encrypted at rest utilizing AES/CBC/PKCS5 Padding within the Paymints.io database.
We restrict access to Personal Information collected about you through the Service to our employees, our affiliates’ employees, our authorized and trusted third party service providers, or others who need to know that information in order to provide the Service to you or to conduct our normal business operations. While no web site can guarantee security, we maintain appropriate physical, electronic, and procedural safeguards to protect your Personal Information collected via the Site or Service. We protect our databases with various physical, technical and procedural measures and we restrict access to your information by unauthorized persons. We also advise all Paymints.io employees about their responsibility to protect customer data and we provide them with appropriate guidelines for adhering to Paymints.io’s business ethics standards and confidentiality policies. While we implement these and other security measures on the Service, please note that 100% security is not always possible. We cannot guarantee that the security measures we have in place to safeguard Personal Information will never be defeated or fail, or that those measures will always be sufficient or effective.
- Handling Customer Complaints and Suggestions
Customers may direct any questions or inquiries with respect to the privacy principles outlined above or about our practices by contacting us as follows:
8000-8008 Corporate Center Drive
Charlote, NC 28226
- California Privacy Rights
California law permits residents of California to request certain details about information Paymints.io discloses to third parties for direct marketing purposes. Such requests can be made to info@Paymints.io. California privacy rights requests must include the reference “Request for California Privacy Information” on the subject line and in the body of the message and must include the email address or mailing address, as applicable, for us to send our response. This request may be made no more than once twice per calendar year. We reserve the right not to respond to requests submitted other than to the address specified above.
Under California law, California residents may opt-out of our disclosing Personal Information about them to third parties for their marketing purposes. If you do not want us to disclose information to other companies for their marketing purposes, please contact us by any of the ways described in the “Contact Information” section below. Pursuant to Section 1798.83 of the California Civil Code, residents of California have the right to request from a business, with whom the California resident has an established business relationship, certain information with respect to the types of Personal Information the business shares with third parties for direct marketing purposes by such third party and the identities of the third parties with whom the business has shared such information during the immediately preceding calendar year. To request a copy of such information, please contact us by any of the ways described in the “Contact Information” section below, and we will respond within 30 days as required by law. California law also requires us to disclose how we respond to your Web browser “do not track” signals or other mechanisms that provide you the ability to exercise choice regarding the collection of personally identifiable information about your online activities over time and across third-party Websites or online services. We are also required to disclose whether other parties may collect personally identifiable information about your online activities over time and across different Websites when you use the Service. We may use third parties such as network advertisers and ad exchanges to serve advertisements across the Internet and may use third party analytics service providers to evaluate and provide us and/or third parties with information about the use of these ads on third party sites and viewing of ads and of our content. Third parties may offer you a choice as to whether or not to have your information collected for that purpose.
- Using This Service From Outside of the United States.
If you are accessing or otherwise making use of the Service from outside the United States, please be aware that your information may be transferred to, stored or processed in the United States, where our servers are located and our central database is operated. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country, but please be assured that we take steps to protect your privacy. By accessing or otherwise making use of the Service, you acknowledge and agree that we have the express right to transfer your information across jurisdictions and international borders to our facilities and to those third parties with whom we share it as described in this Policy.
- Promotion Emails.
From time to time, we may send you e-mails with promotional offers relating to your use of the Site or Service. If you would no longer like to receive these emails, please click on the “Unsubscribe” link at the bottom of the email and follow the “Unsubscribe” instructions. Please allow us a reasonable period of time in order to satisfy your request, as some promotions may already be in process. We may also use your Personal Information to notify you in connection with any contests or promotions that you choose to participate in through the Site or Service.
- Changes and Updates to This Policy
- Contact Us
8000-8008 Corporate Center
Charlotte, NC 28226