Experience Our Time &

Money Saving Platform.

A truly digital, secure white-label solution to transfer funds.

We found the missing piece

of a true virtual closing.

Online mortgage applications at the push of a button, remote online notarizations & now a secure, digital way to send cash to close for refinances.

As clients demand faster turn times, more transparency and virtual everything, the paymints.io platform solves for all issues related to paper checks and wire fraud. Paymints.io allows for completing a digital mortgage with a virtual closing with a secure digital funds transfer rather than having to mail a paper check or go to the bank to request a wire.

Lost Paper Checks

Bounced Checks

Closing Delays

Wire Transfers

Missing Signatures

Wasted Time + Resources

Paymints.io is a Cloud-Based Solution.

No Downloads Necessary!

Bank Level SecurityWe use AES-256, which has a key length of 256 bits. This supports the largest bit size & is practically unbreakable by brute force based on current computing power, making it the strongest encryption standard.
White Label AppplicationUse a revolutionary product without having to spend the time & resources to build it yourself but appearing as you did. Use your company's brand, image & styling.
Complete Digital SolutionUsing a checkbook or waiting in line at the bank to get a certified check or sending a wire is a thing of the past. Simply use your mobile device or computer to send funds securely and effortlessly within 60 seconds.
Open Integration PlatformPaymints.io has a robust API allowing you to connect with your CRM and other applications using REST APIs and GraphQL.

Paymints.io is a Cloud-Based Solution.

No Downloads Necessary!

Bank Level SecurityWe use AES-256, which has a key length of 256 bits. This supports the largest bit size & is practically unbreakable by brute force based on current computing power, making it the strongest encryption standard.
White Label AppplicationUse a revolutionary product without having to spend the time & resources to build it yourself but appearing as you did. Use your company's brand, image & styling.
Complete Digital SolutionUsing a checkbook or waiting in line at the bank to get a certified check or sending a wire is a thing of the past. Simply use your mobile device or computer to send funds securely and effortlessly within 60 seconds.
Open Integration PlatformPaymints.io has a robust API allowing you to connect with your CRM and other applications using REST APIs and GraphQL.

Commonly Asked Questions

What type of confirmation or receipt is generated?

Once the transfer is initiated, both you and the buyer are notified with an email confirmation. One the transfer is completed, you, the buyer and any other interested party will receive a completed transfer confirmation and an automated escrow agreement which can be signed by the buyer and seller.

How long does it take for the transfer to go from the client's account to our escrow account?

Once the secure ACH transfer is initiated, it can take 2 to 4 business days for the funds to be available in the escrow holder’s account.

Is there a maximum limit on the amount that can be transferred?

The default limit is set at $15,000 per transfer but the higher limit exceptions can be made based on your account type.

Commonly Asked Questions

What type of confirmation or receipt is generated?

Once the transfer is initiated, both you and the buyer are notified with an email confirmation. One the transfer is completed, you, the buyer and any other interested party will receive a completed transfer confirmation and an automated escrow agreement which can be signed by the buyer and seller.

How long does it take for the transfer to go from the client's account to our escrow account?

Once the secure ACH transfer is initiated, it can take 2 to 4 business days for the funds to be available in the escrow holder’s account.

Do the funds go directly into our company's escrow account?

For security and compliance purposes, the escrow holders escrow account will not be linked to any external bank accounts. Instead, the client funds will go from the client’s bank account into the escrow holders escrow holding account at which point the funds can be transferred from the escrow holding account into the final escrow account.

Is there a maximum limit on the amount that can be transferred?

The default limit is set at $15,000 per transfer but the higher limit exceptions can be made based on your account type.

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